A ferry connects the two shores of the gulf on one side of the gulf called Lepetani (which is the side of Tivat) which connects to the other side which is Kamenari (which is the side of Herzeg Novi) that actually crossing by ferry saves 45 km or about an hour of travel.
The transfer by ferry saves travel time
And that is an amazing experience in itself
Location of the payment station for using the ferry
In a place called Lepetane
https://maps.app.goo.gl/fGoMfGbXYAg6jgMb6
(which is the side of the bank of Tivat and really close to the city of Tivat)
Location of the payment station for using the ferry
in a place called Kamenari
https://maps.app.goo.gl/P3fvmEURnz2Uq13K7
(which is the side of the Bank of Hertz Novi)
And below are some pictures that will be easier to understand
There is a payment station for your vehicle according to the different category of vehicles
There are employees who stand and direct the traffic when getting off the ferry and after that they also direct traffic to take it to the ferry with a ticket check on it and the direction of which route to park the vehicle on the ferry itself
And after that, when you get to the other side, direct the tracks downhill.